boise home buying process



Boise is a very hot real estate market which means having your financing in place before you start shopping for homes.  If you plan to purchase with cash it's a good idea to make sure your financial institution is ready to provide you with a proof of funds letter that will be required with submitting an offer or just after.  If you will be getting a home loan then starting the process with a lender is imperative before getting out and visiting homes for sale. To get an idea of what a home loan could cost check out our mortgage calculator.  Contact us for a list of recommended local lenders that understand the Boise and Treasure Valley real estate market.

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Once your financing is in place a home-buying consultation with our home buying expert, Jennifer Louis will help you narrow down the current homes for sale that meet your criteria. Appointments to visit these homes will be organized by Jennifer.  Homes can go quickly in The Treasure Valley so have time set aside each day to view homes online and to visit in person. It is not uncommon for a home to receive offers the same day it goes for sale so being available to the view home quickly is important to not let it get snapped up by another buyer.

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In a multiple offer situation having a strong offer with the right components can really make your offer stand out from the competition.  Jennifer will make sure to understand what the seller's are seeking in an offer and assist you to put a competitive offer together.  Have a personal letter prepared to tell the sellers about your situation and why you are shopping for a home gives the sellers confidence that you are committed to purchasing their home and adds a personal touch. Additionally, having your earnest money (typically 1%+ of the purchase price) at your disposal can be another boost of confidence to the sellers when making their decision.  Jennifer will walk you through the remaining paperwork and keep you updated as the sellers consider the offers.  

mortgage calculator

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(208) 509-9122
Boise, Idaho